Specializing in Chapter 7 & 13 Bankruptcy • Credit Counseling • Debt Relief • Stop Foreclosure
Bankruptcy Attorney Providing Expert Assistance in Brunswick & Surrounding Counties
If you are considering filing a bankruptcy case, and you live in the area of Brunswick and surrounding counties, finding the right attorney can be a challenge. Bankruptcy Law is complicated and complex, so you need a lawyer who specializes in this area, not someone with a general practice who merely "dabbles" in bankruptcy. You need a specialized lawyer who will ensure that you obtain the relief to which you are entitled.
Towns in Service Area:
William S. Orange III
is the most experienced and least expensive bankruptcy attorney who represents clients in Glynn, Camden, Bacon, McIntosh, Brantley, Charlton, Ware, Wayne, Appling, Jeff Davis, Pierce, and Long Counties.
Chapter 7 is generally the least expensive and certainly the fastest method of discharging your debts.
Most bankruptcy lawyers charge between $2500.00 and $5000.00, plus court filing fees of $335.00, for a Chapter 7 bankruptcy case. Our office charges only $915.00 in attorney fees, plus the court filing fees of $335.00, for a total Chapter 7 fee of $1250.00. In our office, clients pay $625.00 on the day they want to file the case and the balance is due approximately one month later.
Every case is different and Chapter 7 doesn't work for people who want to retain assets but who have fallen behind on the payments on those assets. Chapter 13 is designed to allow people to retain their assets and restructure the debt on those assets. Under Chapter 13, the Debtor makes payment to the Chapter 13 Trustee for a period of not less than 36 months. Most attorneys include their attorney's fees within the payment to the Chapter 13 Trustee.
The full fee for an experienced bankruptcy lawyer in Chapter 13 cases has been set by the Court at $4500.00. There are also Court filing fees of $310.00 that must be paid separately. The attorney's fees are usually spread out over the duration of the Chapter 13 plan and are included in the payment that the Debtor pays to the Chapter 13 Trustee.
A Chapter 13 case is almost always filed with no money paid upfront.
The law requires that every person who files a bankruptcy case receive "credit counseling" both before and after the filing of the case. There are several companies nationwide who will gladly take your money. Because these "counseling" sessions are of no benefit whatsoever, our office has found the least expensive options and we conduct the counseling with you, while you are in the office. The fee to you for the first session is $15.00 and the fee for the second session is $9.95.
Of course Debtors are free to hire anyone they choose, but since the service is worthless, paying the least amount for it saves you money.
Our office may be able to help with any of the following:
- Stop foreclosures
- Stop lawsuits
- Erase debts
- Restore drivers’ licenses
(for revocations based on child support)
- Keep your property
- End phone harassment
- Stop repossession
- Stop garnishment
Hiring a law firm for debt relief may be the most effective way to deal with the problem. We handle cases involving chapter 7 and chapter 13.
Most situations do not require the liquidation of any of your assets. Bankruptcy can offer financial relief and the chance to recover your life from debt.
For more information on these and other legal services we offer, please reach out to us at (912) 267-9272.
Foreclosure eventually results for people who have been unable to make their mortgage payments. If you have lost your job or encountered medical expenses, you may fear impending foreclosure. We can help you avoid this and consider your legal options.