Trusted Attorney for Chapter 13 Bankruptcy Cases
Every case is different and Chapter 7 doesn't work for people who want to retain assets but who have fallen behind on the payments on those assets. Chapter 13 is designed to allow people to retain their assets and restructure the debt on those assets. Under Chapter 13, the Debtor makes payment to the Chapter 13 Trustee for a period of not less than 36 months. Most attorneys include their attorney's fees within the payment to the Chapter 13 Trustee.
The full fee for an experienced bankruptcy lawyer in Chapter 13 cases has been set by the court at $4500.00. There are also court filing fees of $310.00 that must be paid separately. The attorney's fees are usually spread out over the duration of the Chapter 13 plan and are included in the payment that the Debtor pays to the Chapter 13 Trustee.
Most lawyers in this area, experienced or not, charge the full fee of $4500.00 in all cases. But lawyers are not required to charge the full fee. Our office adjusts the attorney's fees downwards according to the difficulty of the case. This, of course, results in a lower monthly payment by the Debtor to the Trustee. Our typical fee is $3000.00 to $3500.00. For basic cases, we charge even less. For difficult cases with "over median" income or several assets, we do sometimes charge the full fee. Those "full fee" cases are rare. Whatever fee we charge, it is always included in the payment to the Chapter 13 Trustee.
A Chapter 13 case is almost always filed with no money paid upfront.
There are many ways to address a debt problem, but Chapter 13 bankruptcy is undoubtedly one of the most common and easily understood. In its terms, filers can negotiate repayment of their debts. Most debts, except back taxes, alimony, unpaid child support and other unsecured debt, are eligible for negotiation under the terms. If you are looking for a Chapter 13 attorney in the greater Brunswick area, William S. Orange III, Attorney at Law offers the representation and legal counsel you are seeking. Hiring a chapter 13 lawyer can simplify the process and help you eliminate debt.
Providing Support & Representation
Chapter 13 bankruptcy is one of the most effective solutions to debt. Unlike other forms of bankruptcy, it allows filers to restructure and repay the debts they are dealing with. This makes it a common choice, and if you are considering it, consulting with a Chapter 13 attorney is one of the best ways to get the information you need to file. If you are looking for a bankruptcy lawyer in the greater Brunswick area, William S. Orange III, Attorney at Law offers representation to clients in areas such as Ludowici, Baxley, Waycross, Jesup, St. Marys, Kingsland and Hazlehurst. Reach out to us at 912-267-9272 for more information.
Benefits of Filing
We understand how stressful financial difficulties are. Even once you have found a solution, it can be overwhelming to navigate the process. There are many benefits individuals can take advantage of in filing for Chapter 13. If you are considering it as an option, you can expect the following:
• Free consultation
• Erasure of debts
• Stopped foreclosure
• Keeping your property
• Stopped phone harassment
• Stopped garnishment
• Stopped repossession
• Financing for attorney’s fees
Questions about Chapter 13 Bankruptcy?
Free consultations available.